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Community ready reckoner

The services NRIs actually recommend

Pick a category, see the top pick instantly, tap any service to read honest returnee reviews.

Best Shipping & Relocation Agencies

Door-to-door movers NRIs trust for the big move home.

SFL Worldwide

Top pick
Editor's pick
643.3(4 ratings) 75% would reuse

"SFL Worldwide: one 1/5 reviewer says they would not reuse it."

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#2
Universal Relocations
784.5(26 ratings) 75% would reuse
One 3/5 review: service was 'not so bad', but reviewer would not reuse.
#3
Unirelo
694.5(31 ratings) 50% would reuse
#4
SFS Global
684.1(15 ratings)
#5
Allied International
663.8(10 ratings)
#6
Crown Relocations
653.5(6 ratings)

Best Money Transfer Services

Fast, low-fee remittance corridors to India.

Wise

Top pick
804.6(31 ratings) 100% would reuse

Mid-market FX with transparent fees, fast INR settlement.

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#2
Remitly
724.1(16 ratings) 100% would reuse
#3
Xoom (PayPal)
723.8(12 ratings) 100% would reuse
#4
Aspora
664.3(23 ratings) 0% would reuse

Best Financial Planners for NRIs

Cross-border wealth, retirement and repatriation advisors.

Turtle Finance

Top pick
834.7(34 ratings) 100% would reuse

"Turtle Finance: one 5/5 review praises an initial discussion."

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#2
Vikram Krishnamoorthy
764.4(23 ratings) 100% would reuse
One 4/5 review praises Vikram's knowledgeable, calm financial planning.
#3
Scripbox
754.0(16 ratings) 100% would reuse
#4
WiseNRI
663.8(10 ratings)
#5
Sanctum Wealth
653.5(6 ratings)

Best Tax Consultants

US/UK/Gulf-India tax and FBAR/FATCA specialists.

Turtle Finance

Top pick
774.7(30 ratings)

Advisory practice that also handles NRI tax planning and RNOR/residency questions.

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#2
Nangia Andersen
714.5(22 ratings)
#3
BankBazaar NRI Tax
663.8(10 ratings)
#4
AKM Global
634.0(16 ratings) 0% would reuse

Best Health Insurance for Returnees

Plans that cover pre-existing conditions and parents.

Niva Bupa ReAssure

Top pick
854.6(32 ratings) 100% would reuse

"Both reviews give 3/5: positive buying experiences, claims untested."

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#2
HDFC Ergo Optima Secure
714.5(22 ratings)
#3
Star Health Senior Citizens Red Carpet
684.1(15 ratings)

Best Banks for NRE/NRO

Accounts, FX and online onboarding that actually works.

HDFC Bank NRI

Top pick
834.7(32 ratings) 100% would reuse

Wide branch network and reliable NRE/NRO services.

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#2
IDFC First Bank
New5.0(1 rating) 100% would reuse
One 5/5 review praises helpful service but flags credit card issues.
#3
ICICI Bank NRI
714.5(22 ratings)
#4
Axis Bank Burgundy NRI
684.1(15 ratings)
#5
Kotak 811 NRI
663.8(10 ratings)

US India Phone Number Services

Tello

New4.5(2 ratings) 100% would reuse

"One 5/5 review reports a smooth Google Fi port and good performance."

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U
#2
Ultra Mobile
New-(0 ratings)
#3
Google Voice
New-(0 ratings)

US Investment

Belong

New5.0(1 rating) 100% would reuse

No description yet.

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Others NRIs Recommend

Everything else worth knowing about, curated.

Vakilsearch

Top pick
794.5(22 ratings) 100% would reuse

"Vakilsearch: one 5/5 review for a largely seamless company formation."

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#2
cleartrip / MakeMyTrip
743.7(17 ratings) 100% would reuse
#3
PolicyBazaar
644.5(32 ratings) 0% would reuse
One 1/5 review reports spam calls and advises against signing up.
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Latest reviews

Fresh experiences shared by members of the community.

5 days ago

I had an initial discussion with Mr Raj Ahuja CEO. Was very impressed with him and services they provide . They provide tax filing, tax planning , financial planning and investments , Insurance and Succession planning services. So one point of contact for everything. Would not hesitate in moving forward with them

Turtle Finance
8 days ago

Overall service was not so bad, but they lost my one bix

Universal Relocations
8 days ago

Has been working great for me. Ported from Google FI to Tello. It was a smooth transition

Tello
8 days ago

I had a good experience buying the Reassure3.0 NivaBupa insurance. The price was affordable for a 5 year plan. Their phone app is average. I have the contact of the agents from NivaBupa who sold the insurance. I didn't get an Relationship manager assigned specifically. I have not filed a claim yet so I don't know how their service is yet. Will update once I have more experience.

Niva Bupa ReAssure Verified
9 days ago

I’ve had good experience with IDFC. Been banking with them since start and they’ve been very helpful. Only issue is that some of their departments are not a responsive as others. Like I’ve been requesting for a credit card (a basic one) but they don’t seem to have a proper way to go ahead. Always keep asking me to sign up online and the form is not particularly useful.

IDFC First Bank Verified
9 days ago

Pathetic service, lost and broken items. Do not have any customer support to talk in India. Even though I had insurance, they asked to remove my feedback to agree for insurance

SFL Worldwide Verified
9 days ago

I bought the Reassure 3.0 product and the experience (of buying) was easy. The KB was informative, the agent was knowledgeable and I didn't feel like I was taken advatnage of. However, now sure about their claim process etc. Will update once I have gone through it.

Niva Bupa ReAssure Verified
9 days ago

Used him for financial planning and was delighted by the service. Very knowledgeable and understanding. No aggression, friendly. Took his time to understand my requirements, and suggested recommendations in a very calm way. Will recommend him anytime for financial planning.

Vikram Krishnamoorthy Verified